**Policy Summary: Strengthening Cooperative Movement Through PACS Expansion and Computerization**
**Overview:**
This policy, approved on February 15, 2023, outlines a plan to strengthen the cooperative movement in India by expanding and diversifying the functions of Primary Agricultural Credit Societies (PACS). The initiative aims to establish 2 lakh multipurpose PACS, Dairy, and Fishery cooperative societies across all Panchayats/villages within five years. This will be achieved through the convergence of various Government of India (GOI) schemes, including the National Programme for Dairy Development (NPDD) and PM Matsya Sampada Yojana (PMMSY), with support from NABARD, NDDB, NFDB, and State/UT Governments.
**Implementation and Monitoring:**
To ensure effective implementation, the Ministry of Cooperation, in coordination with NABARD, NDDB, and NFDB, launched a Standard Operating Procedure (Margdarshika) on September 19, 2024, defining targets, timelines, and stakeholder responsibilities. Joint Working Committees (JWCs) have been formed at the district level by States/UTs to facilitate grassroots execution. Annexure A details state-wise targets and achievements as of June 30, 2025.
**PACS Computerization:**
A centrally sponsored project for the computerization of functional PACS, with a total financial outlay of ₹2,925.39 crore, has been approved. This project aims to integrate all functional PACS onto a common ERP-based national software and link them with NABARD through State Cooperative Banks (StCBs) and District Central Cooperative Banks (DCCBs). Annexure B provides state-wise/UT-wise data on funds released and utilized under this project until June 30, 2025.
**Key Data Points (as of June 30, 2025):**
* **PACS Expansion Target:** Establishment of 2 lakh new PACS, Dairy, and Fishery cooperative societies within five years.
* **PACS Expansion Achievement:** 22,606 new societies established.
* **Computerization Project Outlay:** ₹2,925.39 crore.
* **Funds Released for Computerization:** ₹557.43 crore.
* **Expenditure Incurred for Computerization:** ₹422.63 crore.
**Contact Information:**
The Minister of Cooperation, Shri Amit Shah, provided this information in a written reply to a question in the Rajya Sabha. For further inquiries, contact the Ministry of Cooperation, Government of India.
Key Entities Referenced
Ministry of Cooperation: The Indian governmental ministry responsible for cooperative societies.
PACS: Primary Agricultural Credit Societies, the basic units of cooperative credit structure in India.
National Programme for Dairy Development NPDD: A GOI scheme aimed at development of Dairy sector.
PM Matsya Sampada Yojana PMMSY: A GOI scheme aimed at development of fisheries sector.
National Bank for Agricultural and Rural Development NABARD: An apex development finance institution in India.
National Dairy Development Board NDDB: An institution for promoting dairy development in India.
National Fisheries Development Board NFDB: An organization responsible for fisheries development in India.
Shri Amit Shah: The Minister of Cooperation
Ministry of Cooperation
Strategic expansion and functional diversification of
PACSs
Posted On: 23 JUL 2025 1:20PM by PIB Delhi
The Government on 15.02.2023, has approved the Plan for strengthening cooperative movement in the
country and deepening its reach up to the grassroots through establishment of 2 lakh multipurpose PACS,
Dairy and Fishery cooperative societies covering all the Panchayats/ villages in the country over a period of
five years, through convergence of various existing GOI schemes, including National Programme for Dairy
Development (NPDD), PM Matsya Sampada Yojana (PMMSY), etc. with the support of National Bank for
Agricultural and Rural Development (NABARD), National Dairy Development Board (NDDB), National
Fisheries Development Board (NFDB) and State/UT Governments.
In order to ensure effective and timely implementation of the plan, Ministry of Cooperation in coordination
with NABARD, NDDB and NFDB has launched a Standard Operating Procedure (Margdarshika) on
19.9.2024, indicating the targets, timelines and roles and responsibilities of stakeholders concerned. Further,
Joint Working Committees (JWC) at the district level have also been formed by States/ UTs to ensure timely
execution of the plan at the grassroots level.
The details of the State-wise targets set/ timeline for implementation as per Margdarshika, current status of
PACS coverage are enclosed at Annexure-A.
In order to strengthen PACS, the centrally sponsored project for Computerization of functional PACS with a
total financial outlay of ₹ 2,925.39 crore has been approved by the Government of India, which entails
bringing all functional PACS in the country onto a common ERP based national software, linking them with
NABARD through StCBs and DCCBs. The State-wise/UT-wise quantum of funds released and utilised under
this project till 30.06.2025, are enclosed at Annexure-B.
*****
Annexure-A Establishment of New Multipurpose PACS, Dairy and Fishery Cooperative Societies
– State-wise Combined Targets and Achievement
(till 30.6.2025)
Total
FY FY FY FY FY Achieve
2024 - 2025 - 2026 - 2027- 2028 - ment
Sr.No States/UTs
2025 2026 2027 2028 2029 till
30.06.2025
Andaman And Nicobar
1 3 224 9 9 42 13
Islands
2 Andhra Pradesh 3,750 2,276 2,823 2,652 2,036 893
3 Arunachal Pradesh 8 1,990 20 20 10 158
4 Assam 1,213 797 576 637 675 726
5 Bihar 3,204 4,074 2,633 2,328 1,783 3,746
6 Chhattisgarh 920 1,639 3,008 2,985 2,093 561
7 Goa 35 39 42 40 30 298 Gujarat 1,484 2,652 1,470 1,238 942 1,086
9 Haryana 273 1,056 478 443 391 162
10 Himachal Pradesh 273 604 568 549 427 564
11 Jammu And Kashmir 587 799 957 941 666 1,350
12 Jharkhand 183 894 604 578 462 372
13 Karnataka 1,277 2,102 1,739 1,498 1,263 1,023
14 Kerala 177 336 342 381 336 -
15 Ladakh 48 63 2 2 2 7
16 Lakshadweep - - - - - 7
17 Madhya Pradesh 1,433 3,337 5,332 5,395 3,336 987
18 Maharashtra 886 2,312 2,932 2,732 1,906 1,028
19 Manipur 132 1,471 580 585 459 153
20 Meghalaya 346 4,126 767 737 528 232
21 Mizoram 29 803 55 49 29 45
22 Nagaland 544 752 72 72 106 24
23 Odisha 1,457 2,018 1,628 3,293 1,932 1,578
24 Puducherry 9 17 19 16 10 8
25 Punjab 1,427 1,581 2,451 2,288 1,588 477
26 Rajasthan 2,077 3,258 2,804 2,624 2,423 2,681
27 Sikkim 56 76 58 50 37 66
28 Tamil Nadu 623 6,241 1,495 1,383 1,104 604
29 Telangana 1,630 2,086 3,458 3,393 2,333 172
30 The DD & DNH 4 24 - - 9 6
31 Tripura 28 801 65 64 42 197
32 Uttar Pradesh 4,095 5,287 12,398 12,312 8,419 2,666
33 Uttarakhand 703 1,133 2,040 1,982 1,376 847
34 West Bengal 1,228 1,458 746 686 583 138
Grand Total 30,142 56,326 52,171 51,962 37,378 22,606
ANNEXURE-B
FUNDS UTILIZATION IN PACS COMPUTERIZATION (Rs. In
Crore)
Amo Amo
Total Total
Amoun unt unt Total
Total Expend Expend
t relea relea Expend
Amount Expenditure iture iture
release sed sed iture
States/UTs released in incurred in incurre incurre
d in FY in in incurre
FY 2022-23 2022- d in d in
2023- FY FY d in
23 2023- 2024-
24 2024 2025 2025-26
24 25
-25 -26Maharashtra 87.95 - 33.65 71.88 - 39.38 - 5.32
Rajasthan 23.78 - 43.30 44.05 11.00 25.60 - 2.26
Gujarat - - 58.30 7.39 22.19 58.48 - 7.95
Uttar Pradesh 11.28 - 42.30 24.10 - 15.13 - 3.99
Karnataka 40.25 - 15.39 36.67 - 2.69 - 1.27
Madhya
33.23 - 25.42 43.47 - 8.88 - 2.02
Pradesh
Tamil Nadu 33.20 - 12.48 25.78 - 17.34 - -
Bihar 32.95 - - 4.48 14.66 32.43 - 6.07
17
West Bengal 30.54 - - 6.45 - 6.35 - .7
4
Punjab 25.52 - - 10.20 - 10.80 - 0.74
Andhra
14.93 - 3.74 - 14.54 28.15 - 5.06
Pradesh
Chhattisgarh 14.86 - - 4.51 10.21 18.28 - 2.37
Himachal
9.56 - 7.32 13.13 3.09 3.74 - 3.07
Pradesh
Jharkhand 10.99 - - 5.45 15.10 12.82 - -
Haryana 4.85 - 2.44 - - 7.09 - -
Uttarakhand - - 3.69 - - 0.29 - 0.24
Assam 6.41 - 2.45 6.41 6.39 5.71 - 3.08
J&K 5.25 - 1.52 5.25 1.85 2.21 - 1.17
Tripura 2.95 - 1.13 3.55 3.03 2.55 - 0.26
Manipur 2.55 - - - - 2.09 - 0.36
Nagaland 0.36 - 2.46 0.64 1.60 3.77 - 0.00
1.
Meghalaya 1.23 - - 1.03 - 0.23 -
11
Sikkim 1.18 - 0.90 1.59 0.79 0.45 - 0.18
Goa 0.32 - 0.13 0.30 0.44 0.21 - 0.06
ANI - - 0.69 - - 0.62 - -
Puducherry 0.44 - 0.17 0.41 - 0.07 - 0.14
Mizoram 0.27 - - 0.21 0.44 0.34 - 0.04
Arunachal
0.15 - 0.12 0.21 0.09 0.08 - -
Pradesh
Ladakh - - 0.12 - - 0.02 - -
DNH&DD - - - - 0.12 0.06 - 0.05
39 63
1.
Total 5. - 257.71 317.14 105.54 305.89 .4
11
00 4
This was stated by the Minister of Cooperation, Shri Amit Shah in a written reply to a question in the
Rajya Sabha.***
RK/VV/PR/PS/HS
(Release ID: 2147171)