Direction regarding phase-wise implementation of mandatory adoption of 1600-series numbers by RBI, SEBI and PFRDA regulated entities.

11iiiicp 3IT1Icpul 1Iv1 c1t1I( TELECOM REGULATORY AUTHORITY OF INDIA wffiw ___ IIc1 (flcDN I Government of India TRAI Dated: 19th November, 2025 DIRECTION Subject: Direction under section 13, read with sub-clauses (i) and (v) of clause (b) of sub-section (1) of section 11, of the Telecom Regulatory Authority of India Act, 1997 (24 of 1997) regarding phase-wise implementation of mandatory adoption of 1600-series numbers by RBI, SEBI and PFRDA regulated entities. F. No. G-6/(8)/2025-QoS-Part(1) (E-18071)- Whereas the Telecom Regulatory Authority of India (hereinafter referred to as the 'Authority'), established under sub-section (1) of section 3 of the Telecom Regulatory Authority of India Act, 1997 (24 of 1997) (hereinafter referred to as the "TRAI Act"), has been entrusted with the discharge of certain functions, inter alia, to regulate the telecommunication services; ensure technical compatibility and effective interconnection between different service providers; lay down standards of quality of service to be provided by service providers and conduct the periodical survey of such services provided by the service providers so as to protect interest of the consumers of telecommunication service; 2. And whereas the Authority, in exercise of the powers conferred upon it under section 36, read with sub-clause (v) of clause (b) and clause (c) of sub- section (1) of section 11, of the TRAI Act, made the Telecom Commercial Communications Customer Preference Regulations, 2018 (6 of 2018) dated the 19th July 2018 (hereinafter referred to as the "regulations"), to curb unsolicited commercial communications; 3. And whereas regulation 3 of the regulations reads as under:- "3. Commercial communications through network of Access Providers.- (1) Every Access Provider shall ensure that any commercial communication using its network takes place only using registered headers or the number resources allotted to the Senders from special series assigned for the purpose of commercial communication. (2) No Sender, who is not registered with any Access Provider for the purpose of sending commercial communications under these regulations, shall make any commercial communication, and in case, any such Sender sends commercial communication, all the telecom resources of such Sender Page 1 of 4 -tq ( 1IcIc i), 11 9TR, I 11-11OO29 World Trade Center, Tower-F, (4th to 7th Floor), Nauroji Nagar, New Delhi-110029 Tel.: 011-26769600 / www.trai.gov.inmay be put under suspension or may also be disconnected as provided under these regulations"; 4. And whereas the Department of Telecommunications (DoT), vide its letter dated the 23rd December 2024, conveyed its decision to allocate a separate numbering series for Service and Transactional Voice Calls, i.e., "1600", exclusively for Government (Central/State) entities and BFSI (Banking, Financial Services, and Insurance) sector entities; 5. And whereas the Authority, vide its letter dated the 31st December 2024, directed all Access Providers to initiate allocation of the said numbering series to eligible entities; 6. And whereas, despite multiple consumer awareness campaigns conducted by the Authority and Access Providers, the adoption of the 1600- series by BFSI entities has remained low, with most entities continuing to use ten digit mobile numbers for service and transactional calls and the Authority is of the view that the adoption of the 1600-series by BFSI entities will :- (a) be a major tool to curb promotional calls made in the guise of service and transactional calls, which often result in spam and potential scams; and; (b) provide BFSI entities a distinct identity segregating them from other callers and will also enable consumers to make informed decisions regarding call acceptance; 7. And whereas, during the interaction with the sector regulators namely Reserve Bank of India (RBI), Pension Fund Regulatory and Development Authority (PFRDA) and Securities and Exchange Board of India (SEBI), the said sector regulators suggested the need for a phase-wise migration plan for adoption of the 1600-series and, in response to the Authority's letter dated the 3rd September 2025, submitted the timelines for the same; 8. Now, therefore, the Authority, in exercise of the powers conferred upon it under section 13, read with sub-clauses (i) and (v) of clause (b) of sub-section (1) of section 11, of the Telecom Regulatory Authority of India Act, 1997 (24 of 1997), and the provisions of the Telecom Commercial Communications Customer Preference Regulations, 2018 (6 of 2018), hereby directs all Access Providers to bring the contents of this Direction to the notice of all stakeholders, including Principal Entities under the jurisdiction of RBI,SEBI and PFRDA, and to ensure that- Page 2 of 4(i) adoption of 1600 numbering series by all concerned RBI, SEBI and PFRDA regulated entities is completed by the dates as mentioned in Annexure-I; (ii) in the event of any complaint of unsolicited commercial communication (UCC) against any concerned entities regulated by RBI, SEBI and PFRDA which fail to subscribe to the 1600-series after expiry of the respective dates for mandatory adoption of 1600-series, the action shall be taken as per regulatory provisions applicable to unregistered telemarketer; (iii) the entities referred to in paragraph 8(i) shall not be permitted to initiate any service or transactional voice calls, even with the explicit or inferred consent of customers, from numbers other than those allocated under the 1600-series, after the specified dates for mandatory adoption of 1600-series; and (iv) the Authority is furnished with, within fifteen (15) days from the date of issue of this Direction, the status report indicating the actions taken in compliance with this Direction and periodic submission of information about the operationalisations of the 1600-series by Principal Entities, every fifteen days thereafter. (Deepak Sharma) Advisor (QoS-Il) To: All Access Providers Page 3 of 4Annexure-I For RBI regulated Entities Phase Category of Entities Last Date for mandatory adoption of 1600-series _________ Phase-I Commercial Banks (including Public Sector 1st January Banks, Private Sector Banks, Foreign Banks) 2026 _________ Phase-Il Large NBFCs (Asset size above 5000 crore), 1st February Payments Banks, Small Finance Banks 2026 ________ Phase-Ill Remaining NBFC5(Asset size equal or less 1st March 2026 than 5000 crore), Co-operative Banks, Regional Rural Banks and other than those mentioned above ________________ II. For SEBI regulated Entities Phase Category of Entities Last Date for mandatory adoption of 1600-series _________ Phase-I Mutual Funds & Asset Management 15th February Companies 2026 ________ Phase-TI Qualified Stockbrokers (QSBs), as identified in 15th March the list published annually on the websites of 2026 the Stock Exchanges ________ ______________ Phase-Ill SEBI-registered intermediaries, other than Voluntary those mentioned above adoption for time being ________ III. For PFRDA regulated Entities Phase Category of Entities Last Date for mandatory adoption of 1600-series _________ Phase-I Central Record Keeping Agencies (CRAs) and 15th February Pension Fund Managers-Point of Presence 2026 (PFM-PoP) ________ _______________ Page 4 of 4