Home India Indian Overseas Bank In exercise of powers conferred by section 19 of the Banking...
Date: 2026-01-15 Category: Extra Ordinary State: Union Government Country: India

In exercise of powers conferred by section 19 of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970 (5 of 1970), the Board of Directors

Issued by Indian Overseas Bank · Not Applicable

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Executive Summary & Key Takeaways

**Executive Summary** This document is a notification from the Indian Overseas Bank (IOB) regarding amendments to the IOB Officer Employees' (Discipline and Appeal) Regulations, 1976. The amendments, effective from the date of publication in the Official Gazette, modify the procedures for disciplinary actions against officer employees, including the handling of charges, document requests, and inquiry timelines. The notification is dated January 15, 2026. **Key Points / Main Content** * **General:** * The amended regulations are called the "Indian Overseas Bank Officer Employees' (Discipline and Appeal) Amendment Regulations, 2026." * The effective date of these regulations is the date of their publication in the Official Gazette. * **Amendments to Regulation (6):** * Sub-regulation (3) is substituted with a new sub-regulation regarding the procedure for initiating an inquiry: * The Disciplinary Authority must frame definite charges based on allegations, and provide the officer with a statement of allegations, list of documents, and list of witnesses (if any). * The officer employee has 15 days (or an extended period granted by the Disciplinary Authority) to submit a written statement of defense. * Under no circumstances shall the time extension for filing a written statement of defense exceed forty-five days from the date of receipt of articles of charge. * If document copies are not possible to furnish, the officer employee shall be allowed to inspect such documents. * Sub-regulation (12) is substituted regarding the production of documents: * Authorities holding requested documents (physically or digitally) must produce them or issue a non-availability certificate to the Inquiring Authority within one month of the requisition. * If document production is against public interest or state security, the Inquiring Authority must be informed, and the requisition is withdrawn. * In sub-regulation (21), a new clause (iii) is added: * The Inquiring Authority must conclude the inquiry and submit its report within six months from the date of their appointment. * The Disciplinary Authority can grant an extension of up to six months at a time if adhering to the timeline is not possible and the reasons have been recorded. * **Amendments to the Schedule:** * The schedule outlining Disciplinary, Appellate, and Reviewing Authorities for different officer grades has been replaced with a new schedule. **Impact Analysis** **Indian Overseas Bank Officer Employees** * **Impact:** The updated regulations alter the process for disciplinary actions, including the timelines and procedures for responding to charges and requesting documents. * **Action Required:** Officer Employees need to familiarise themselves with the changes to the Discipline and Appeal regulations. **Disciplinary Authorities** * **Impact:** Must adhere to the new timelines for conducting inquiries and providing officers with relevant information. The Disciplinary Authorities also have new actions related to issuing extensions for the investigation. * **Action Required:** To follow the new processes, authorities must carefully follow the amended procedures and timelines for disciplinary proceedings. **Inquiring Authorities** * **Impact:** The Inquiring Authorities must adhere to new timelines for completion and report. The new guidelines involve extensions for the investigation. * **Action Required:** Inquiring Authorities must complete the investigations within 6 months, requesting approval for extensions within the guidelines.

Key Entities Referenced

Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970: This act provides the legal framework for the nationalization and regulation of banks in India. Indian Overseas Bank Officer Employees' (Discipline and Appeal) Regulations, 1976: The core set of regulations governing the conduct, discipline, and appeal processes for officer employees of the Indian Overseas Bank. Indian Overseas Bank Officer Employees' (Discipline and Appeal) Amendment Regulations, 2026: The current amendment to the 1976 regulations, introducing changes to disciplinary procedures and appeal processes. Indian Overseas Bank: The specific bank to which the regulations apply. Reserve Bank of India: Consultation with this body is required for the regulations.
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रजिस्ट्री स.ं डी.एल.- 33004/99 REGD. No. D. L.-33004/99 ससीी..जजीी..--टटीी..एएनन..--अअ..--1155001122002266--226699335555 xxxGIDHxxx CCGG--TTNN--EE--1155001122002266--226699335555 xxxGIDExxx असाधारण EXTRAORDINARY भाग III—खण् ड 4 PART III—Section 4 प्राजधकार स ेप्रकाजित PUBLISHED BY AUTHORITY स.ं 46] नई कदल्ली, बहृ स्ट्प जतवार, िनवरी 15, 2026/पौष 25, 1947 No. 46] NEW DELHI, THURSDAY, JANUARY 15, 2026/PAUSHA 25, 1947 इजण्डयन ओवरसीज़ बकैं (केंद्रीय कायाला य) अजधसचू ना चेन् नै, 15 िनवरी, 2026 फा. स.ं एचआर-आइआर/184/01/2026(ई).— बैंककंग कंपजनयााँ (उपक्रमों का अजधग्रहण और अतं रण) अजधजनयम, 1970 (1970 का 5) की धारा 19 द्वारा प्रदत्त िजियों का प्रयोग करते हुए, भारतीय ररज़वा बैंक से परामि ा के पश्चात् तथा केन्द्रीय सरकार की पूवा स्ट्वीकृजत से, इजण्डयन ओवरसीज़ बैंक के जनदेिक मंडल द्वारा इजण्डयन ओवरसीज़ बैंक अजधकारी कमाचारी (अनुिासन एवं अपील) जवजनयम, 1976 में और संिोधन करन े के जलए जनम्नजलजखत जवजनयम बनाए िाते ह,ैं अथाात् :- 1. (1) इन जवजनयमों को इजण्डयन ओवरसीज़ बैंक अजधकारी कमाचारी (अनुिासन एवं अपील) संिोधन जवजनयम, 2026 कहा िाएगा। (2) य ेजवजनयम रािपत्र म ेंउनके प्रकािन की जतजथ स ेप्रवत्तृ होंगे। 2. इजण्डयन ओवरसीज़ बैंक अजधकारी कमाचारी (अनुिासन एवं अपील) जवजनयम, 1976 में, जवजनयम (6) म,ें (ए) उप-जवजनयम (3) के स्ट्थान पर जनम्नजलजखत उप-जवजनयम प्रजतस्ट्थाजपत ककया िाएगा, अथाात—् “(3) िहा ाँ िााँच करने का प्रस्ट्ताव हो, वहााँ अनुिासनात्मक प्राजधकारी अजधकारी कमाचारी के जवरुद्ध लगाए गए आरोपों के आधार पर जनजश्चत एवं स्ट्पष्ट आरोप तैयार करेगा तथा आरोप-पत्र, आरोपों का 304 GI/2026 (1)2 THE GAZETTE OF INDIA : EXTRAORDINARY [PART III—SEC.4] जववरण, जिन दस्ट्तावेज़ों पर जनभार ककया गया ह ैउनकी सूची सजहत उन दस्ट्तावेज़ों की प्रजतयााँ तथा जिन गवाहों पर आरोप आधाररत ह ैं उनकी सूची (यकद कोई हो), जलजखत रूप में अजधकारी कमाचारी को संप्रेजषत की िाएगी। अजधकारी कमाचारी को अनुिासनात्मक प्राजधकारी द्वारा जनर्दाष्ट ऐसी अवजध के भीतर, िो पंद्रह कदनों से अजधक न हो, अथवा उि प्राजधकारी द्वारा प्रदान की गई जवस्ट्ताररत अवजध के भीतर, अपन ेबचाव का जलजखत कथन प्रस्ट्तुत करना होगा।” परंतु यह कक ककसी भी पररजस्ट्थजत में, आरोप-पत्र की प्राजि की जतजथ से अजधकारी कमाचारी द्वारा बचाव का जलजखत कथन प्रस्ट्तुत करने हते ु समय-जवस्ट्तार पैंतालीस कदनों से अजधक नहीं होगा : परंत ु यह और कक िहााँ दस्ट्तावेज़ों की प्रजतया ाँ उपलब्ध कराना संभव न हो, वहा ाँ अनिु ासनात्मक प्राजधकारी अजधकारी कमाचारी को इस प्रयोिन के जलए जनर्दाष्ट अवजध के भीतर ऐसे दस्ट्तावेज़ों का जनरीक्षण करन े की अनुमजत दगे ा। (बी) उप-जवजनयम (12) के स्ट्थान पर जनम्नजलजखत उप-जवजनयम प्रजतस्ट्थाजपत ककया िाएगा, अथाात्— “(12) उप-जवजनयम (11) के अतं गात प्राि अनुरोध के प्राि होने पर, जिन प्राजधकरणों के पास मााँग े गए दस्ट्तावेज़ भौजतक रूप म ें अथवा जडजिटल रूप में अजभरक्षा या कब्िे म ें हों, वे ऐसे अनुरोध की प्राजि की जतजथ से एक माह की अवजध के भीतर िााँच प्राजधकारी के समक्ष उन दस्ट्तावेज़ों को प्रस्ट्तुत करेंगे अथवा उनकी अनुपलब्धता का प्रमाण-पत्र िारी करेंगे: बिते ह ै कक यकद जिस प्राजधकरण के पास अभ्यर्थात (ररकिज़ीिन ककए गए) दस्ट्तावेज़ों की अजभरक्षा या कब्ज़ा ह,ै वह जलजखत रूप में दिा ककए िाने वाले कारणों स े यह संतुष्ट हो कक ऐसे सभी या ककसी भी दस्ट्तावेज़ों का प्रस्ट्तुत ककया िाना िनजहत या राज्य की सुरक्षा के जवरुद्ध होगा, तो वह इस सबं ंध में िााँच प्राजधकरण को सूजचत करेगा। िााँच प्राजधकरण, ऐसा सूजचत ककए िाने पर, उि सूचना अजधकारी कमाचारी को संप्रेजषत करेगा तथा ऐसे दस्ट्तावेज़ों के प्रस्ट्तुजतकरण या खोि के जलए की गई अपनी अजभरक्षा/मांग (ररकिज़ीिन) को वापस ले लगे ा। (सी) उप-जवजनयम (21) म,ें खडं (ii) के बाद, जनम्नजलजखत खडं अंतःस्ट्थाजपत ककया िाएगा, अथाात्— “(iii) (ए) िााँच प्राजधकरण, िााँच प्राजधकरण के रूप म ें अपनी जनयुजि के आदेि की प्राजि की जतजथ से छह माह की अवजध के भीतर िााँच को पूण ा करेगा तथा अपनी ररपोटा प्रस्ट्तुत करेगा; (बी) िहााँ खंड (ए) म ें जनर्दाष्ट समय-सीमा का पालन करना संभव न हो, वहााँ िााँच प्राजधकरण कारणों को अजभलेजखत करत े हुए अनुिासजनक प्राजधकरण से जलजखत रूप में समय-जवस्ट्तार की मााँग कर सकता ह,ै और अनुिासजनक प्राजधकरण ऐसी िााँच के पणू ा होने के जलए एक बार में छह माह से अजधक न होन े वाली अजतररि अवजध प्रदान कर सकता ह;ै (सी) अनुिासजनक प्राजधकरण द्वारा अथवा उसकी ओर से अजधकृत ककसी अन्य प्राजधकरण द्वारा जलजखत रूप में अजभलेजखत ककए िान े वाले ककसी उजचत एवं पयााि कारण के जलए, एक बार म ें छह माह स े अजधक न होने वाली अवजध का जवस्ट्तार प्रदान ककया िा सकता ह।ै ” 3. उि जवजनयम म,ें अनुसूची के स्ट्थान पर जनम्नजलजखत अनुसचू ी प्रजतस्ट्थाजपत की िाएगी, अथाात्:— अनसु चू ी (जवजनयम 3 (बी), (िी), (एन), (ओ), (17) एवं 18 देखें) क्रम पद का नाम अनुिासनात्मक अपीलीय समीक्षा प्राजधकारी संख्या प्राजधकारी प्राजधकारी (1) (2) (3) (4) (5) 1. कजनष्ठ प्रबंधन ग्रेड स्ट्केल-I और मध्य सहायक महा उप महा प्रबंधक महा प्रबंधक प्रबंधन ग्रेड स्ट्केल-II में अजधकारी प्रबंधक 2. मध्य प्रबंधन ग्रेड स्ट्केल-III म ेंअजधकारी उप महा प्रबंधक महा प्रबंधक मुख्य महा प्रबंधक 3. वररष्ठ प्रबंधन ग्रेड स्ट्केल-IV और V म ें महा प्रबंधक मुख्य महा प्रबंधक कायापालक जनदेिक[भाग III—खण् ड 4] भारत का रािपत्र : असाधारण 3 अजधकारी 4. िीषा कायापालक ग्रेड स्ट्केल-VI म ें मुख्य महा प्रबंधक कायापालक प्रबंध जनदेिक व मुख्य अजधकारी जनदेिक कायापालक अजधकारी 5. िीषा कायापालक ग्रडे स्ट्केल-VII म ें कायापालक प्रबंध जनदेिक और बोडा की सजमजत अजधकारी जनदेिक मुख्य कायापालक अजधकारी 6. िीषा कायापालक ग्रडे स्ट्केल-VIII म ें प्रबंध जनदिे क व बोडा की सजमजत बोडा अजधकारी मुख्य कायापालक अजधकारी कदलीप कुमार बाररक, महा प्रबधं क (एचआर) [जवज्ञापन-III/4/असा./622/2025-26] रटप्पण: इजण्डयन ओवरसीज़ बैंक अजधकारी कमाचारी (अनुिासन एवं अपील) जवजनयम, 1976 भारत के रािपत्र के भाग III, खंड IV में प्रकाजित ककए गए थ ेतथा तत्पश्चात जनम्नजलजखत अजधसूचना द्वारा संिोजधत ककए गए, अथाात—् क्रम भाग एवं खंड अजधसूचना कदनांक रािपत्र में प्रकािन संख्या संख्या की जतजथ 1. भाग III, खडं 4 81 13.01.2020 24.02.2020 INDIAN OVERSEAS BANK (Central Office) NOTIFICATION Chennai, the 15th January, 2026 F. No. HR-IR/184/01/2026(E).—In exercise of powers conferred by section 19 of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970 (5 of 1970), the Board of Directors of the Indian Overseas Bank, after consultation with the Reserve Bank of India and with the previous sanction of the Central Government, hereby makes the following regulations further to amend the Indian Overseas Bank Officer Employees’ (Discipline and Appeal) Regulations, 1976 namely:– 1. (1) These regulations may be called the Indian Overseas Bank Officer Employees’ (Discipline and Appeal) Amendment Regulations, 2026. (2) They shall come into force on the date of their publication in the Official Gazette. 2. In the Indian Overseas Bank Officer Employees’ (Discipline and Appeal) Regulations, 1976, in regulation (6),– (a) for sub-regulation (3), the following sub-regulation shall be substituted, namely:– “(3)Where it is proposed to hold an inquiry, the Disciplinary Authority shall frame definite and distinct charges on the basis of the allegations against the Officer Employee and the articles of charge, together with a statement of allegations, list of documents relied on along with a copy of such documents and list of witnesses, if any, on which they are based, shall be communicated in writing to the Officer Employee, who shall be required to submit, within such time as may be specified by the Disciplinary Authority not exceeding fifteen days, or within, such extended time as may be granted by the said Authority, a written statement of his defence: Provided that under no circumstances, the extension of time for filing written statement of defence shall exceed forty-five days from the date of receipt of articles of charge: Provided further that wherever it is not possible to furnish the copies of documents, the disciplinary authority shall allow the Officer Employee to inspect such documents within a time specified in this behalf.”;4 THE GAZETTE OF INDIA : EXTRAORDINARY [PART III—SEC.4] (b) for sub-regulation (12), the following sub-regulation shall be substituted, namely:– “(12) On receipt of the requisition under sub-regulation (11), every authority having the custody or possession of the requisitioned documents physically or digitally shall produce the same or issue a non-availability certificate before the Inquiring Authority within a period of one month of the receipt of such requisition: Provided that if the authority having the custody or possession of the requisitioned documents is satisfied for reasons to be recorded by it in writing that the production of all or any of such documents shall be against the public interest or security of the State, it shall inform the Inquiring Authority accordingly and the Inquiring Authority shall on being so informed, communicate the information to the Officer Employee and withdraw the requisition made by it for the production or discovery of such documents. ”; (c) in sub-regulation (21), after clause (ii), the following clause shall be inserted, namely:– “(iii) (a) the Inquiring Authority shall conclude the inquiry and submit its report within a period of six months from the date of receipt of order of his appointment as Inquiry Authority; (b) where it is not possible to adhere to the time-limit specified in clause(a), the Inquiring Authority may record the reasons and seek extension of time from the Disciplinary Authority in writing, who may allow additional time not exceeding six months at a time for completion of such inquiry; (c) the extension for a period not exceeding six months at a time may be allowed for any good and sufficient reason to be recorded in writing by the Disciplinary Authority or any other Authority authorised by the Disciplinary Authority on his behalf.”. 3. In the said regulation, for the Schedule, the following Schedule shall be substituted namely:– SCHEDULE (See regulations 3 (b), (g), (n), (o), (17) and 18) Serial Name of Post Disciplinary Appellate Reviewing number authority authority authority (1) (2) (3) (4) (5) 1. Officers in Junior Management Grade Assistant General Deputy General General Manager Scale-I and Middle Management Manager Manager Grade Scale-II 2. Officers in Middle Management Grade Deputy General General Chief General Scale-III Manager Manager Manager 3. Officers in Senior Management Grade General Manager Chief General Executive Scale-IV and V Manager Director 4. Officers in Top Executive Grade Chief General Executive Managing Scale-VI Manager Director Director and Chief Executive Officer 5. Officers in Top Executive Grade Executive Director Managing The Committee of Scale-VII Director and the Board Chief Executive Officer 6. Officers in Top Executive Grade Managing Director The Committee The Board. Scale-VIII and Chief Executive of the Board Officer DILLIP KUMAR BARIK, General Manager (HR) [ADVT.-III/4/Exty./622/2025-26][भाग III—खण् ड 4] भारत का रािपत्र : असाधारण 5 Note: The Indian Overseas Bank Officer Employees’ (Discipline and Appeal) Regulations, 1976 were published in the Gazette of India Part III, Section IV and subsequently amended vide the following notification, namely:– Serial number Part and section Notification Date Date of publication in Number the Official Gazette 1. Part III, Section 4 81 13.01.2020 24.02.2020 Uploaded by Dte. of Printing at Government of India Press, Ring Road, Mayapuri, New Delhi-110064 and Published by the Controller of Publications, Delhi-110054.

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