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GOVERNMENT OF INDIA
MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES
LOK SABHA
UNSTARRED QUESTION NO. 141
TO BE ANSWERED ON: 29.01.2026
MSME CREDIT DISBURSEMENT IN TAMIL NADU
141. THIRU ARUN NEHRU:
Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:
(a) the total credit disbursed to Micro, Small and Medium Enterprises (MSMEs) in Tamil Nadu
under priority sector lending during the last three financial years, district and year-wise;
(b) the number of MSMEs benefited through Credit Guarantee Fund Trust for Micro and Small
Enterprises; and
(c) the non-performing assets ratio of MSME loans in Tamil Nadu ?
ANSWER
MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES
(SUSHRI SHOBHA KARANDLAJE)
(a): The district-wise total credit disbursed to Micro, Small and Medium Enterprises (MSMEs) in
Tamil Nadu under Priority sector lending by scheduled commercial banks during the last three
financial years, is at annexure I.
(b): Since inception of Credit Guarantee Scheme (CGS) for Micro and Small Enterprises (MSEs) in
2000, till 31.12.2025, a total of 1.35 crore credit guarantees amounting to Rs. 12.39 lakh crore have
been approved to Micro and Small Enterprises.
(c): As informed by State Level Bankers Committee (SLBC), Tamil Nadu, the non-performing
assets ratio of MSME loans in Tamil Nadu is 3.63%.
*****Annexure I
Annexure referred in part (a) of answer to Lok Sabha Unstarred Question No. 141 on ‘MSME
Credit Disbursement in Tamil Nadu’ due for reply on 29.01.2026.
(A/c. in Number & Amt. in Rs.Crore)
District wise credit disbursement in state of Tamil Nadu during Last 3 years
Sr. As on 31.03.2023 As on 31.03.2024 As on 31.03.2025
District
No. A/c Amt. A/c Amt. A/c Amt.
1 Ariyalur 11,426 325 6,355 308 3,933 287
2 Chengalpattu 87,136 2,967 88,785 4,000 54,505 4,821
3 Chennai 7,68,876 69,760 4,15,330 88,115 1,74,279 95,064
4 Coimbatore 80,271 21,002 1,09,708 28,377 99,509 32,490
5 Cuddalore 37,094 1,373 40,819 1,824 26,583 2,058
6 Dharmapuri 18,610 977 17,193 1,302 15,656 1,463
7 Dindigul 41,766 2,479 40,665 2,693 30,346 3,037
8 Erode 37,436 5,724 42,750 7,735 37,965 8,745
9 Kallakurichi 16,192 513 13,346 632 9,311 719
10 Kanchipuram 42,354 3,293 44,326 4,449 31,296 5,365
11 Kanniyakumari 51,674 2,219 47,272 2,543 26,184 2,745
12 Karur 16,104 1,808 18,512 3,261 13,733 3,643
13 Krishnagiri 32,816 3,872 31,314 4,523 30,427 5,461
14 Madurai 77,061 6,135 76,961 8,768 71,970 10,014
15 Mayiladuthurai 25,179 435 17,331 502 8,521 528
16 Nagapattinam 12,993 319 11,627 369 5,446 470
17 Namakkal 28,439 4,224 37,467 5,366 26,891 5,670
18 Perambalur 13,290 355 8,593 498 4,445 530
19 Pudukkottai 37,762 849 30,881 1,076 16,038 1,145
20 Ramanathapuram 32,473 654 24,712 729 16,928 851
21 Ranipet 13,635 1,224 14,407 1,302 9,925 1,539
22 Salem 59,448 6,469 66,447 8,289 62,895 9,499
23 Sivaganga 36,337 893 35,436 1,201 17,045 1,218
24 Tenkasi 38,124 1,336 37,658 1,552 19,556 1,427
25 Thanjavur 36,455 2,118 40,336 2,737 29,493 2,830
26 The Nilgiris 7,117 324 11,479 376 7,049 403
27 Theni 19,738 1,012 20,736 1,626 15,077 1,571
28 Thiruvallur 1,09,185 5,181 97,626 5,046 70,424 5,150
29 Thiruvarur 19,807 688 16,205 824 10,092 774
30 Tiruchirappalli 62,920 3,710 77,597 4,992 43,242 5,427
31 Tirunelveli 46,252 1,688 38,959 1,965 28,134 2,411
32 Tirupattur 11,197 727 17,782 633 10,811 768
33 Tiruppur 44,735 13,800 59,330 17,906 52,143 21,317
34 Tiruvannamalai 50,378 1,411 43,140 1,773 25,509 1,703
35 Toothukudi 53,659 3,351 43,580 3,894 33,091 4,706
36 Vellore 30,844 1,548 36,194 1,989 21,948 2,222
37 Villupuram 34,616 977 24,632 1,157 16,931 1,305
38 Virudhunagar 41,115 4,571 36,098 5,215 34,543 5,476
Total 21,84,514 1,80,310 18,41,589 2,29,544 12,11,874 2,54,851
Source: SLBC Tamil Nadu