Parliament Question: MSME Credit Growth in Tamil Nadu

GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES LOK SABHA UNSTARRED QUESTION NO. 3121 TO BE ANSWERED ON: 18.12.2025 MSME CREDIT GROWTH IN TAMIL NADU 3121. THIRU ARUN NEHRU: Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state: (a) the total Credit extended to Micro, Small and Medium Enterprises (MSME) by Scheduled Commercial Banks and NBFCs in Tamil Nadu since Financial Year 2021, including volume distribution by sector, ticket size and district and year-wise; (b) the steps taken to improve financial literacy and expand formal credit access for unserved MSMEs in Tamil Nadu, ensuring equitable regional and industrial distribution; (c) the monitoring mechanisms to address rising delinquencies, credit quality concerns and vulnerabilities from demand volatility and supply chain issues affecting Tamil Nadu MSMEs; and (d) the reforms proposed for risk management, comprehensive credit assessment and sustainable MSME credit growth in Tamil Nadu aligned with Budget 2025-26 allocations? ANSWER MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE) (a): Sector-wise, District-wise and Year wise data for total Credit outstanding to MSME sector by Scheduled Commercial Banks, as reported by State Level Bankers’ Committee (SLBC), in Tamil Nadu is given in Annexure I. (b) to (d): Ministry of MSME organises workshops/interactive sessions for MSMEs and Industry Associations, in association with MSME-Development and Facilitation Office, Member Lending Institution, etc. for creating awareness about its schemes. The Government of India has taken a number of initiatives and measures to provide support to Micro, Small and Medium Enterprises (MSMEs) for improving access to finance, including for MSMEs in Tamil Nadu. Some of them are: i. Credit Guarantee Scheme (CGS) for Micro and Small Enterprises (MSEs) through Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) to provide credit guarantee of upto Rs. 10 crore on loans extended to MSEs without collateral security or third- party guarantees. ii. Prime Minister's Employment Generation Programme (MPEGP) provides Margin Money subsidy upto 35%, for setting up of new micro enterprises, in the non-farm sector with project cost of Rs. 50 lakh and Rs. 20 lakh, for Manufacturing and Services enterprises, respectively.: 2 : iii. PM Vishwakarma, launched on 17.09.2023 to provide end-to-end holistic support to artisans and craftspeople of 18 traditional trades who work with their hands and tools. The Scheme includes provision of loans upto Rs. 3 lakh with interest subvention of max upto 8%. iv. Self-Reliant India (SRI) Fund has been set up to infuse Rs. 50,000 crore as equity funding in MSMEs, under this Fund, there is a provision of Rs. 10,000 crore from the Government of India and Rs. 40,000 crore through Private Equity/Venture Capital Funds. v. Udyam Registration Portal was launched on 01.07.2020 to facilitate ease of registration for MSMEs. The process of registration on Udyam is fully online, paperless and based on self- declaration. The Ministry in association with Small Industries Development Bank of India launched Udyam Assist Platform on 11.01.2023, for bringing Informal Micro Enterprises (IMEs) into the formal ambit. This has helped the registered IMEs to avail the benefits of Priority Sector Lending. In order to provide a simpler and faster mechanism to address the stress in the accounts of MSMEs, Reserve Bank of India vide circular no. FIDD.MSME & NFS.BC.No.21/ 06.02.31/2015-16 dated March 17, 2016, has put in place a framework for revival and rehabilitation (FRR) of MSME units having loan limits up to Rs. 25 crore. As per the FRR guidelines, banks shall identify incipient stress in the MSME accounts by creating three sub-categories under the Special Mention Account (SMA) category. On the basis of early warning signals, the branch maintaining the account shall consider forwarding the stressed accounts with aggregate loan limits above Rs. 10 lakh to a committee whereas accounts with loan limit below ₹10 lakh shall be examined at branch level for corrective action plan (CAP). The resolutions under CAP may include rectification, restructuring and recovery. The Ministry works closely with state governments including with Tamil Nadu, MSMEs, and other stakeholders to assess the gaps and suitable policy response including implementation of the Budget announcements. It also engages with State agencies through its Development and Facilitation Offices across the country for better coordination and effective implementation of its schemes. ******Annexure I Annexure referred in part (a) of answer to Lok Sabha Unstarred Question no. 3121 on ‘MSME Credit Growth in Tamil Nadu’ due for reply on 18.12.2025. DISTRICT WISE- Annual Credit Plan - MSME Disbursement as on 31.03.2022 Accounts (A/c) in nos Amount in Rs. Crore Khadi and Others under Sr. Micro Enterprises Small Enterprises Medium Enterprises Village Total MSMEs District Name MSMEs No. Industries A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt 1 Ariyalur 5301 105.47 888 69.39 19 12.13 4 0.12 147 0.33 6359 187.44 2 Chengalpattu 45557 1165.83 6948 587.22 127 235.11 33 0.69 228 3.2 52893 1992.05 3 Chennai 119456 15854.7 34083 20359.5 12737 18235.1 98 12.33 273 181.6 166647 54643.3 4 Coimbatore 66964 4992.27 15293 6127.49 3947 4991.85 55 17.01 506 11.56 86765 16140.2 5 Cuddalore 33559 569.62 1928 321.66 58 103.84 37 0.58 101 7.63 35683 1003.33 6 Dharmapuri 13102 345.37 5240 254.3 30 36.06 8 0.25 513 0.18 18893 636.16 7 Dindigul 35435 877.72 3784 633.69 178 238.86 3 0 562 3.52 39962 1753.79 8 Erode 27722 1794.87 3100 1546.16 636 1256.92 40 4.99 339 0.47 31837 4603.41 9 Kallakurichi 13447 182.35 744 130.59 19 35.37 7 0.62 213 0.98 14430 349.91 10 Kanchipuram 22357 1057.82 6029 1294.78 202 412.07 8 2.99 68 0.48 28664 2768.14 11 Kanniyakumari 46092 1068.81 4666 423.28 86 150.76 35 0.69 391 1.17 51270 1644.71 12 Karur 9008 891.21 1319 876.25 280 163.79 3 0.03 107 0.39 10717 1931.67 13 Krishnagiri 16955 909.86 5219 1033.9 173 237.08 56 1.55 159 8.68 22562 2191.07 14 Madurai 53540 2166.83 13112 1669.74 443 590.59 26 1.73 349 4.94 67470 4433.83 15 Mayiladuthurai 16816 190.58 880 61.61 7 0.12 5 0 18 0.1 17726 252.41 16 Nagapattinam 10330 166.09 1974 55 6 4.2 2 0.4 44 0.08 12356 225.77 17 Namakkal 21654 1213.86 3421 1088.15 477 1312.84 6 0.19 630 3.72 26188 3618.76 18 Perambalur 9183 171.77 999 115.76 10 20.37 2 0 57 0.06 10251 307.96 19 Pudukkottai 23976 384.04 2639 231.43 37 44.36 41 0.56 195 0.48 26888 660.87 20 Ramanathapuram 18597 277.08 1356 166.32 15 18.57 6 0.22 26 0.11 20000 462.3 21 Ranipet 10469 346.72 2894 302.05 160 269.01 2 0.14 176 0.2 13701 918.1222 Salem 42376 2105.52 11898 1652.66 679 651.47 26 1.73 407 14.86 55386 4426.24 23 Sivaganga 20766 366.54 2242 190.22 43 57.06 7 0.17 199 1.36 23257 615.35 24 Tenkasi 22875 699.14 5259 310.37 35 133.6 5 0.52 390 0.49 28564 1144.12 25 Thanjavur 22868 768.21 4595 606.9 72 139.44 12 0.43 233 0.62 27780 1515.6 26 The Nilgiris 10694 151.61 488 79.33 10 4.47 6 0.46 325 0.48 11523 236.35 27 Theni 21136 528.53 1486 276.23 43 88.6 4 0 577 3.78 23246 897.14 28 Thiruvallur 43855 1430.59 10685 1039.72 164 416.46 9 6.62 232 3.32 54945 2896.71 29 Thiruvarur 12787 265.23 2651 128.39 20 88.36 2 0.15 43 0.66 15503 482.79 30 Tiruchirappalli 40278 1282.46 6377 1193.17 469 346.63 280 3.05 597 4.95 48001 2830.26 31 Tirunelveli 32814 881.02 3201 320.71 53 81.44 24 0.63 306 1.74 36398 1285.54 32 Tirupattur 11449 198.08 2792 158.02 373 426.28 6 1.66 240 0.41 14860 784.45 33 Tiruppur 35676 3687.28 9295 5844.1 1596 3368.65 73 34.1 148 4.65 46788 12938.8 34 Tiruvannamalai 29685 592.74 7310 339.63 26 7.26 20 1.31 75 1.72 37116 942.66 35 Toothukudi 31163 1369.02 2766 725.91 873 1126.01 22 0.21 135 3.49 34959 3224.64 36 Vellore 23669 574.22 5165 486.82 164 107.78 9 0.11 117 1.44 29124 1170.37 37 Villupuram 15618 319.38 4334 236.5 36 29.67 17 0.6 198 1.21 20203 587.36 38 Virudhunagar 29622 1576.79 3985 1449.15 470 729.13 21 2.22 98 2.96 34196 3760.25 Total 1066851 51529.2 201045 52386.1 24773 36171.3 1020 99.06 9422 278.02 1303111 140464Annexure I Annexure referred in part (a) of answer to Lok Sabha Unstarred Question no. 3121 on ‘MSME Credit Growth in Tamil Nadu’ due for reply on 18.12.2025. DISTRICT WISE- Annual Credit Plan - MSME Disbursement as on 31.3.2023 Accounts (A/c) in nos. and Amount in Rs. Crore Other finance Out of Other Micro Enterprises Medium to MSMEs (As finance to (Manufacturing + Small Enterprises Enterprises indicated in MSMEs Sr. Service) (including (Manufacturing + Total MSMEs District Name (Manufacturing Master above, loans No. Khadi & Village Service) + Service) Direction on upto 50 crores Industries) PSL) to Start-ups) A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt 1 Ariyalur 10586 219.7 674 87.88 34 16.65 132 0.73 113 0.57 11426 324.96 2 Chengalpattu 82637 1826.61 4249 933.19 210 205.95 40 1.68 0 0 87136 2967.43 3 Chennai 721178 20455.7 34977 26625.4 12546 22429.6 175 248.97 0 0 768876 69759.6 4 Coimbatore 64325 6783.69 11853 8044.41 3892 6161.08 201 12.57 0 0 80271 21001.8 5 Cuddalore 35475 874 742 374.15 46 118.14 831 7.04 0 0 37094 1373.33 6 Dharmapuri 15796 634.2 2682 273.55 88 68.66 44 0.16 0 0 18610 976.57 7 Dindigul 38294 1367.95 3048 731.05 250 373.95 174 5.82 0 0 41766 2478.77 8 Erode 33829 2187.41 2339 2021.72 1029 1514.09 239 0.94 0 0 37436 5724.16 9 Kallakurichi 15452 321.98 344 154.54 10 34.58 386 1.8 0 0 16192 512.9 10 Kanchipuram 37660 1387.92 4315 1393.18 367 511.9 12 0.2 0 0 42354 3293.2 11 Kanniyakumari 48539 1355.34 2582 728.67 181 133.73 372 1.47 0 0 51674 2219.21 12 Karur 15013 1038.57 921 706.19 81 62.23 89 0.52 76 0.39 16104 1807.51 13 Krishnagiri 28713 1831.98 3704 1318.12 341 715.47 58 6.68 0 0 32816 3872.25 14 Madurai 67102 3081.69 8860 2198.96 868 851.97 231 2.12 0 0 77061 6134.74 15 Mayiladuthurai 24424 332.68 736 99.58 8 2.38 11 0.05 0 0 25179 434.69 16 Nagapattinam 12447 242.68 523 71.36 14 4.37 9 0.26 0 0 12993 318.67 17 Namakkal 25584 1962.18 2160 1209.82 376 1049.34 319 2.26 0 0 28439 4223.6 18 Perambalur 12400 223.94 865 118.82 12 12.21 13 0.25 6 0.03 13290 355.22 19 Pudukkottai 36611 559.1 1000 186.19 101 103.06 50 0.57 0 0 37762 848.92 20 Ramanathapuram 31515 458.75 908 172.94 24 21.89 26 0.25 0 0 32473 653.83 21 Ranipet 11149 484.76 1799 340.59 142 396.14 545 2.55 0 0 13635 1224.04 22 Salem 52217 3471.47 5499 2028.7 1220 940.94 512 28.16 0 0 59448 6469.2723 Sivaganga 34662 614.54 1570 228.78 70 49.45 35 0.7 0 0 36337 893.47 24 Tenkasi 34330 872.03 3473 379.77 120 83.79 201 0.17 0 0 38124 1335.76 25 Thanjavur 34544 1138.57 1746 802.72 132 176.08 33 0.95 0 0 36455 2118.32 26 The Nilgiris 6756 210.93 300 83.52 21 28.84 40 0.68 0 0 7117 323.97 27 Theni 18707 639.54 827 330.16 51 41.64 153 0.3 0 0 19738 1011.64 28 Thiruvallur 100488 2827.67 7317 1555.49 623 796.16 757 1.28 0 0 109185 5180.6 29 Thiruvarur 18618 428.16 1154 192.66 26 66.61 9 0.6 0 0 19807 688.03 30 Tiruchirappalli 58268 1892.77 3826 1309.46 710 430.53 116 77.12 74 0.53 62920 3709.88 31 Tirunelveli 42946 1118.77 2826 472.34 63 95.43 417 1.49 0 0 46252 1688.03 32 Tirupattur 9265 316.93 1298 162.82 252 245.48 382 1.94 0 0 11197 727.17 33 Tiruppur 35266 4487.58 6539 5847.26 2812 3461.75 118 3.1 0 0 44735 13799.7 34 Tiruvannamalai 46776 980.73 3428 380.22 84 49.4 90 0.92 0 0 50378 1411.27 35 Toothukudi 50406 1566.23 2412 903.25 778 878.24 63 3.24 0 0 53659 3350.96 36 Vellore 26831 783.58 3472 571.1 175 190.2 366 3.21 0 0 30844 1548.09 37 Villupuram 32498 631.6 1560 293.51 95 47.83 463 3.83 0 0 34616 976.77 38 Virudhunagar 38419 1919.28 1722 1426.4 908 1224.03 66 1.78 0 0 41115 4571.49 Total 2009726 71531.2 138250 64758.4 28760 43593.8 7778 426.36 269 1.52 2184514 180310Annexure I Annexure referred in part (a) of answer to Lok Sabha Unstarred Question no. 3121 on ‘MSME Credit Growth in Tamil Nadu’ due for reply on 18.12.2025. DISTRICT WISE- Annual Credit Plan - MSME Disbursement as on 31.3.2024 Accounts (A/c) in nos and Amount in Rs. Crore Other finance to Out of Other Micro Enterprises Medium MSMEs (As finance to (Manufacturing + Small Enterprises Enterprises indicated in MSMEs Sr. Service) (including (Manufacturing + Total MSMEs District Name (Manufacturing Master above, loans No. Khadi & Village Service) + Service) Direction on upto 50 crores Industries) PSL) to Start-ups) A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt 1 Ariyalur 5837 218.65 416 80.83 13 8.23 89 0.21 0 0 6355 307.92 2 Chengalpattu 86251 2400.43 2274 1274.31 215 320.67 45 4.41 0 0 88785 3999.82 3 Chennai 277032 29382.9 123425 31612 14484 26952.3 389 167.34 4 1.89 415330 88114.6 4 Coimbatore 94631 9741.89 9502 9997.03 5407 8613.54 168 24.11 0 0 109708 28376.6 5 Cuddalore 39413 1123.17 1087 465.99 70 232.75 249 2.57 0 0 40819 1824.48 6 Dharmapuri 15420 861.93 1723 337.99 46 102.13 4 0.08 0 0 17193 1302.13 7 Dindigul 37551 1622.5 1228 768.58 143 281.79 1743 19.9 0 0 40665 2692.77 8 Erode 39457 3243.96 2423 2557.47 778 1932.36 92 0.85 0 0 42750 7734.64 9 Kallakurichi 12672 400.41 312 170.4 11 58.93 351 1.81 0 0 13346 631.55 10 Kanchipuram 41634 1969.16 2229 1660.24 446 807.7 17 11.73 0 0 44326 4448.83 11 Kanniyakumari 44550 1634.11 1877 648.85 263 251.23 582 8.46 0 0 47272 2542.65 12 Karur 17066 1747.31 1163 1308.57 103 204.06 180 0.94 0 0 18512 3260.88 13 Krishnagiri 28603 2116.94 1968 1587.77 735 808.6 8 9.97 0 0 31314 4523.28 14 Madurai 71438 3866.78 4614 3194 706 1681.68 203 25.77 0 0 76961 8768.23 15 Mayiladuthurai 17007 377.29 309 123.87 5 1.11 10 0.07 0 0 17331 502.34 16 Nagapattinam 11359 286.13 241 77.79 10 5 17 0.22 0 0 11627 369.14 17 Namakkal 34618 2691.82 1904 1448.71 710 1221.61 235 3.84 0 0 37467 5365.98 18 Perambalur 8155 314.07 326 163.63 39 19.36 73 0.62 0 0 8593 497.68 19 Pudukkottai 28562 680.78 1041 250.77 765 141.66 513 2.4 0 0 30881 1075.61 20 Ramanathapuram 24365 503.34 306 181.84 37 44.11 4 0.13 0 0 24712 729.42 21 Ranipet 13135 610.12 658 295.01 172 395.28 442 1.78 0 0 14407 1302.19 22 Salem 60249 4445.24 5044 2676.44 826 1146.55 328 20.37 0 0 66447 8288.623 Sivaganga 34589 826.49 770 271.67 71 102.31 6 0.3 0 0 35436 1200.77 24 Tenkasi 34926 1010.48 1866 488.03 55 51.82 811 1.22 0 0 37658 1551.55 25 Thanjavur 38953 1676.17 1244 869.62 127 190.34 12 0.98 0 0 40336 2737.11 26 The Nilgiris 11233 275.55 196 77.93 14 21.73 36 0.49 0 0 11479 375.7 27 Theni 20012 900.48 545 387.58 76 336.99 103 0.65 0 0 20736 1625.7 28 Thiruvallur 92190 2852.16 3112 1561.54 467 631.62 1857 0.78 0 0 97626 5046.1 29 Thiruvarur 15568 577.18 579 215.37 30 30.83 28 0.74 0 0 16205 824.12 30 Tiruchirappalli 74132 2935.89 2837 1570.38 316 424.56 312 61.2 0 0 77597 4992.03 31 Tirunelveli 36972 1265.7 1300 562.36 149 135.17 538 1.3 0 0 38959 1964.53 32 Tirupattur 16772 396.64 529 209.3 26 25.63 455 1.89 0 0 17782 633.46 33 Tiruppur 47102 6445.11 6577 7330.85 1538 4121.74 4113 7.75 0 0 59330 17905.5 34 Tiruvannamalai 42136 1322.58 908 316.33 76 130.75 20 3.12 0 0 43140 1772.78 35 Toothukudi 41106 1675.25 1552 1235.08 894 979.61 28 4.1 0 0 43580 3894.04 36 Vellore 34376 1035.84 1416 652.89 132 299.57 270 1.18 0 0 36194 1989.48 37 Villupuram 23468 719.85 598 400.48 53 29.12 513 7.85 0 0 24632 1157.3 38 Virudhunagar 33369 2098.47 1611 1690.37 1104 1424.53 14 1.24 0 0 36098 5214.61 Total 1605909 96252.8 189710 78721.9 31112 54167 14858 402.37 4 1.89 1841589 229544Annexure I Annexure referred in part (a) of answer to Lok Sabha Unstarred Question no. 3121 on ‘MSME Credit Growth in Tamil Nadu’ due for reply on 18.12.2025. DISTRICT WISE- Annual Credit Plan - MSME Disbursement as on 31.03.2025 Accounts (A/c) in nos and Amount in Rs.Crore Other finance Out of Other Micro Enterprises Medium to MSMEs (As finance to (Manufacturing + Small Enterprises Enterprises indicated in MSMEs above, Service) (including (Manufacturing + Total MSMEs SI No District Name (Manufacturing + Master loans upto 50 Khadi & Village Service) Service) Direction on crores to Start- Industries) PSL) ups) A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt 1 Ariyalur 3510 188.51 180 81.78 8 14.06 235 2.18 0 0.00 3933 286.53 2 Chengalpattu 52299 2591.36 1842 1588.24 268 627.71 96 13.52 0 0.00 54505 4820.83 3 Chennai 130564 25376.59 24019 36505.13 19638 32965.22 58 217.29 6 28.00 174279 95064.23 4 Coimbatore 81654 10596.97 9334 11138.77 8329 10719.39 192 34.81 154 1.43 99509 32489.94 5 Cuddalore 24633 1227.88 664 479.16 77 343.42 1209 7.16 0 0.00 26583 2057.62 6 Dharmapuri 15192 1018.70 438 384.82 24 58.79 2 0.27 0 0.00 15656 1462.58 7 Dindigul 26908 1701.59 1215 984.01 126 335.84 2097 15.71 0 0.00 30346 3037.15 8 Erode 34503 3484.77 2354 2875.45 813 2379.09 295 5.93 0 0.00 37965 8745.24 9 Kallakurichi 8746 425.98 253 202.21 10 89.66 302 1.55 0 0.00 9311 719.40 10 Kanchipuram 29199 2265.11 1688 2212.36 332 883.21 77 4.61 0 0.00 31296 5365.29 11 Kanniyakumari 24952 1671.66 1038 743.89 189 320.31 5 9.00 0 0.00 26184 2744.86 12 Karur 11423 1924.32 1671 1384.85 100 330.66 539 2.79 0 0.00 13733 3642.62 13 Krishnagiri 28105 2435.25 1576 1959.66 725 1053.42 21 12.49 0 0.00 30427 5460.82 14 Madurai 68180 4206.30 2896 3937.09 636 1855.27 258 15.51 0 0.00 71970 10014.17 15 Mayiladuthurai 8335 385.43 176 96.68 10 45.79 0 0.00 0 0.00 8521 527.90 16 Nagapattinam 5286 334.38 147 123.10 6 12.18 7 0.49 0 0.00 5446 470.15 17 Namakkal 24298 2791.14 2004 1715.43 499 1161.98 90 1.38 0 0.00 26891 5669.93 18 Perambalur 3964 292.80 194 189.20 38 45.25 249 2.37 0 0.00 4445 529.62 19 Pudukkottai 13651 709.31 1258 308.84 602 124.72 527 2.46 0 0.00 16038 1145.33 20 Ramanathapuram 16638 551.61 254 216.74 36 82.33 0 0.00 0 0.00 16928 850.68 21 Ranipet 9154 701.27 613 426.48 147 410.66 11 0.51 217 1.07 9925 1538.92 22 Salem 57694 4827.11 3862 3236.25 1094 1417.08 245 18.46 0 0.00 62895 9498.9023 Sivaganga 16463 734.80 507 302.10 57 179.93 18 1.27 0 0.00 17045 1218.10 24 Tenkasi 18676 944.78 858 421.59 18 60.67 4 0.38 0 0.00 19556 1427.42 25 Thanjavur 28244 1683.66 1104 838.95 140 307.31 5 0.54 0 0.00 29493 2830.46 26 The Nilgiris 6850 294.24 166 83.92 12 23.76 21 0.75 0 0.00 7049 402.67 27 Theni 14185 851.20 680 395.19 91 323.09 121 1.06 0 0.00 15077 1570.54 28 Thiruvallur 67962 2789.49 1973 1701.01 310 638.44 179 21.01 0 0.00 70424 5149.95 29 Thiruvarur 9820 570.66 254 198.21 13 4.27 5 0.75 0 0.00 10092 773.89 30 Tiruchirappalli 38737 2832.69 2710 1832.50 684 753.13 1111 8.26 0 0.00 43242 5426.58 31 Tirunelveli 27180 1418.03 859 747.68 88 244.69 7 0.66 0 0.00 28134 2411.06 32 Tirupattur 10529 425.52 250 278.40 32 63.64 0 0.00 321 1.58 10811 767.56 33 Tiruppur 43294 7859.39 7133 8393.41 1596 5042.57 120 21.63 37 0.37 52143 21317.00 34 Tiruvannamalai 24986 1262.23 474 389.63 47 49.01 2 2.12 0 0.00 25509 1702.99 35 Toothukudi 31145 1901.54 1258 1556.75 682 1246.72 6 0.83 0 0.00 33091 4705.84 36 Vellore 21055 1128.92 769 733.70 122 354.39 2 5.43 320 1.61 21948 2222.44 37 Villupuram 15991 753.17 472 435.40 58 114.50 410 2.42 0 0.00 16931 1305.49 38 Virudhunagar 31669 2311.57 1639 1745.65 1229 1417.52 6 1.06 0 0.00 34543 5475.80 Total 1085674 97469.93 78782 90844.23 38886 66099.68 8532 436.66 1055 34.06 1211874 254850.50Annexure I Annexure referred in part (a) of answer to Lok Sabha Unstarred Question no. 3121 on ‘MSME Credit Growth in Tamil Nadu’ due for reply on 18.12.2025. DISTRICT WISE- Annual Credit Plan - MSME Disbursement as on 30.09.2025 Accounts (A/c) in nos and Amount in Rs.Crore Other Out of Other Micro Enterprises finance to finance to Small Medium (Manufacturing + MSMEs (As MSMEs Enterprises Enterprises Sr. Service) (including indicated in above, loans Total MSMEs District Name (Manufacturing (Manufacturing No. Khadi & Village Master upto 50 + Service) + Service) Industries) Direction on crores to PSL) Start-ups) A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt 1 Ariyalur 1540 143.58 147 76.37 12 33.43 25 0.19 0 0 1724 253.56 2 Chengalpattu 17078 1705.8 1111 1263.01 166 470.14 133 3.35 0 0 18488 3442.29 3 Chennai 66047 17952.4 16193 29988.9 12401 24966.6 164 263.74 2 8 94805 73171.6 4 Coimbatore 36350 8140.43 6659 9689.89 5827 8053.93 274 21.84 111 1.07 49110 25906.1 5 Cuddalore 10704 860.51 487 396.69 48 365.81 640 4.49 0 0 11879 1627.49 6 Dharmapuri 7366 836.64 320 301.61 16 62.33 34 0.6 0 0 7736 1201.19 7 Dindigul 8347 1147.98 704 731.92 70 340.15 31 3.26 0 0 9152 2223.31 8 Erode 18864 2792.39 2587 2784.3 590 1964.75 365 4.19 0 0 22406 7545.62 9 Kallakurichi 2724 322.85 182 169.46 11 106.33 110 0.8 0 0 3027 599.44 10 Kanchipuram 14193 1848.03 1062 1602.87 241 692.11 76 0.96 0 0 15572 4143.97 11 Kanniyakumari 10175 1153.91 1308 581.78 117 173.48 46 8.83 0 0 11646 1918 12 Karur 5484 1643.34 790 953.43 65 136.77 53 0.52 0 0 6392 2734.06 13 Krishnagiri 12469 1904.48 1199 1519.73 215 1006.14 28 6.82 0 0 13911 4437.18 14 Madurai 23632 3443 1766 2696.77 347 1690.4 126 57.91 0 0 25871 7888.08 15 Mayiladuthurai 2777 239.01 113 71.23 8 44.1 6 0.07 0 0 2904 354.4 16 Nagapattinam 2346 248.87 117 108.19 7 11.23 12 0.14 0 0 2482 368.43 17 Namakkal 12318 2103.24 1221 1487.04 267 1364.27 135 1.98 0 0 13941 4956.52 18 Perambalur 1446 189.14 141 151.06 15 26.06 8 0.07 0 0 1610 366.33 19 Pudukkottai 5230 458.77 547 237.66 189 161.04 234 1.15 0 0 6200 858.62 20 Ramanathapuram 4268 394.95 1195 184.18 334 56.94 10 0.16 0 0 5807 636.23 21 Ranipet 4989 521.83 289 284.24 86 367.09 33 0.67 67 0.34 5397 1173.8322 Salem 23976 3601.14 2523 2436.34 410 1126.86 232 6.94 0 0 27141 7171.28 23 Sivaganga 5026 523.58 274 255.35 27 85.59 22 0.75 0 0 5349 865.27 24 Tenkasi 5511 724.08 563 308.58 6 15.69 18 0.27 0 0 6098 1048.63 25 Thanjavur 11290 1189.9 713 698.85 83 216.31 44 1.15 0 0 12130 2106.21 26 The Nilgiris 3169 226.02 98 59.55 10 38.5 7 0.19 0 0 3284 324.26 27 Theni 5420 647.05 324 347.43 30 144.35 16 0.11 0 0 5790 1138.95 28 Thiruvallur 20733 1900.36 1279 1396.87 164 551.78 96 4.89 0 0 22272 3853.9 29 Thiruvarur 4006 344.51 163 147.81 15 0.68 44 0.79 0 0 4228 493.78 30 Tiruchirappalli 17632 2127.68 1839 1613.5 285 472.84 221 3.99 0 0 19977 4218 31 Tirunelveli 9369 1077.04 648 471.49 44 163.51 77 1.3 0 0 10138 1713.34 32 Tirupattur 4442 296.6 178 235.69 11 28.81 13 0.16 116 0.56 4644 561.26 33 Tiruppur 23703 6596.65 5514 6449.82 879 3533.67 191 10.35 12 0.12 30287 16590.5 34 Tiruvannamalai 8377 881.86 351 264.72 32 55.51 22 1.52 0 0 8782 1203.61 35 Toothukudi 10448 1562.73 956 1508 147 539.11 88 1.75 0 0 11639 3611.59 36 Vellore 11162 873.19 470 646.99 97 224.03 36 5.38 132 0.65 11765 1749.59 37 Villupuram 5302 573.36 358 305.16 43 69.39 174 2.04 0 0 5877 949.96 38 Virudhunagar 14269 1972.47 976 1456.89 752 1056.91 45 0.98 0 0 16042 4487.25 Total 452182 73169.4 55365 73883.4 24067 50416.6 3889 424.28 440 10.73 535503 197894