Executive Summary:
The Ministry of Minority Affairs addresses questions regarding welfare schemes for minority communities, including educational, economic, and social upliftment programs. It details fund allocation and utilization over the last three financial years, addresses concerns about delays, outlines beneficiary identification criteria, and clarifies plans for new schemes or policy revisions. The answer was provided by the Minister of Minority Affairs, Shri Kiren Rijiju, in response to Lok Sabha Unstarred Question No. 2951 on August 6, 2025.
Key Points / Main Content:
Scholarship Schemes:
* Three scholarship schemes (Pre-Matric, Post-Matric, and Merit-cum-Means) are implemented via the National Scholarship Portal (NSP 2.0) with Direct Benefit Transfer (DBT).
* These scholarship schemes were not approved beyond 2021-22.
Pradhan Mantri Jan Vikas Karyakram (PMJVK):
* A centrally sponsored scheme focused on community infrastructure development in Minority Concentration Areas.
* Sectors include Health, Skill Development, Women Centric Projects, Education, Drinking Water and Supply, Sanitation and Sports.
* Funds are released to States/UTs, based on demand driven project proposals, and compliance with Public Financial Management System (PFMS) rules.
* PMJVK is applicable in all districts across the country with a minority population greater than 25% within a 15 km radius.
* The State/UT-wise fund releases for PMJVK during the last three financial years are specified.
Pradhan Mantri Virasat Ka Samvardhan (PM VIKAS):
* A Central Sector Scheme converging five previous schemes: 'Seekho Aur Kamao', 'Nai Manzil', 'Nai Roshni', 'USTTAD', and 'Hamari Dharohar'.
* Focuses on skilling, women empowerment, education (through NIOS), and infrastructure development (through PMJVK).
* Facilitates credit linkages via NMDFC loan programs.
* Includes a project allocation to IIIT, Kottayam, Kerala.
* Scheme allocation details for the years 2022-23, 2023-24 and 2024-25 are mentioned.
National Minorities Development Finance Corporation (NMDFC):
* Implements schemes for socio-economic and educational empowerment of backward sections among notified minorities.
* Provides concessional loans for income generation and education.
* Implemented through State Channelizing Agencies (SCAs), Punjab Gramin Bank, and Canara Bank.
* Year-wise details of fund allocated/released by GOI and concessional credit disbursed by NMDFC are provided.
* Funds are released to SCAs based on demand, past utilization, repayment status, and fund availability.
* Eligibility criteria: Beneficiaries must belong to the notified minority communities with family incomes up to Rs. 3.00 lacs p.a. under Credit Line 1 and up to Rs. 8.00 lacs p.a. under Credit Line 2.
* State/UT-wise details of concessional loan disbursed by NMDFC during last 3 years i.e. F.Y. 2022-23 to F.Y. 2024-25 are provided.
New Schemes:
* No new schemes are being planned.
Impact Analysis:
Minority Communities:
*Impact: Beneficiaries of welfare schemes aimed at educational, economic, and social upliftment.
*Action Required: Meet the eligibility criteria for the respective schemes (scholarships, PMJVK, PM VIKAS, NMDFC loans) and apply through the designated channels (NSP, SCAs).
State Governments/UT Administrations:
*Impact: Responsible for proposing projects under PMJVK, implementing NMDFC schemes through SCAs, and ensuring compliance with PFMS.
*Action Required: Submit infrastructure project proposals for PMJVK, nominate SCAs for NMDFC, and ensure proper utilization and reporting of funds.
National Minorities Development Finance Corporation (NMDFC):
*Impact: Responsible for disbursing concessional loans and managing the financial aspects of its schemes.
*Action Required: Assess the demand from SCAs, release funds based on utilization and repayment status, and ensure adherence to eligibility criteria.
Key Entities Referenced
Ministry of Minority Affairs: The Indian government ministry responsible for the welfare and upliftment of minority communities.
Muslim: One of the six centrally notified minority communities in India.
Buddhist: One of the six centrally notified minority communities in India.
Christian: One of the six centrally notified minority communities in India.
Jain: One of the six centrally notified minority communities in India.
Parsi: One of the six centrally notified minority communities in India.
Sikh: One of the six centrally notified minority communities in India.
Kerala: A southern state in India, specifically mentioned in the context of potential delays in fund release and scheme implementation.
GOVERNMENT OF INDIA
MINISTRY OF MINORITY AFFAIRS
LOK SABHA
UNSTARRED QUESTION NO. 2951
TO BE ANSWERED ON 06.08.2025
WELFARE SCHEMES FOR MINORITIES
2951. SHRI K RADHAKRISHNAN:
Will the Minister of MINORITY AFFAIRS be pleased to state:
(a) the details of the major welfare schemes currently being implemented by the Government for
educational, economic and social upliftment of minority communities;
(b) the total funds allocated and utilised under these schemes during the last three financial years,
State/UT-wise;
(c) whether there has been any delay in the release of funds or implementation of these schemes
particularly in Southern States like Kerala and if so, the details thereof;
(d) the criteria adopted to identify minority beneficiaries and ensure transparency and inclusion;
and
(e) whether the Government is planning any new schemes or policy revisions in view of the
growing concerns about minority rights and access to opportunities and if so, the details thereof?
ANSWER
THE MINISTER OF MINORITY AFFAIRS
(SHRI KIREN RIJIJU)
(a) to (d): The Government implements various schemes for the welfare and upliftment of
every strata, including minorities, especially the economically weaker and lesser privileged
sections of the society. Ministry of Minority Affairs specifically implements following schemes
across the country for socio-economic and educational empowerment of the six (6) centrally
notified minority communities viz. Muslim, Buddhist, Christian, Jain, Parsi and Sikh. These
schemes are as under:
SCHOLARSHIP SCHEMES
This Ministry implements the following three Scholarship schemes for the educational
empowerment of the six centrally notified minority communities:
i) Pre-Matric Scholarship Scheme;
ii) Post Matric Scholarship Scheme; and
iii) Merit-cum-Means based Scholarship Scheme.
All the above Scholarship Schemes of the Ministry are implemented through a revamped
version of the National Scholarship Portal (NSP 2.0). The scholarship amount is transferred to
the bank accounts of students through Direct Benefit Transfer (DBT) mode. However, the
Scholarship Schemes have not been approved for implementation beyond 2021-22.PRADHAN MANTRI JAN VIKAS KARYAKRAM (PMJVK)
"Pradhan Mantri Jan Vikas Karyakram" (PMJVK), a Centrally Sponsored Scheme, is one
of the flagship program of the Ministry of Minority Affairs for creation of community
infrastructure in the Minority Concentration Areas of the country in the sectors viz. Health, Skill
Development, Women Centric Projects, Education, Drinking Water and Supply, Sanitation and
Sports.
The scheme is a demand driven Scheme, hence the States/ UTs-wise allocation is not
made under PMJVK. The States/ UTs wise details of fund released during last three Financial
Years are as below:
S. No. Name of States/UTs Amount released (Rs. in Lakh)
1. Assam 12900.00
2. Arunachal Pradesh 7300.00
3. Andaman & Nicobar Island 875.00
4. Himachal Pradesh 500.00
5. Karnataka 12533.75
6. Ladakh 1598.00
7. Manipur 6875.00
8. Mizoram 7319.00
9. Maharashtra 2000.00
10. Nagaland 5600.00
11. Punjab 10457.7
12. Rajasthan 2350.00
13. Sikkim 14998.00
14. Tripura 1750.00
15. Tamil Nadu 7013.00
16. Uttar Pradesh 3500.00
17. Uttarakhand 11796.00
PMJVK is a community infrastructure development scheme and thus the infrastructure
developed is for the benefits of the whole population of the respective minority concentration
areas. The important requirement for releasing funds under the PMJVK scheme is that the State
must follow the rules of the Public Financial Management System (PFMS), as set by the
Department of Expenditure, Ministry of Finance. This system helps to ensure that government
money is used properly and transparently.
PMJVK Scheme is now applicable in all districts across the country. The States and
Union Territories (UTs) can submit infrastructure project proposals for areas where the minority
population is more than 25% within a 15 km radius.
PRADHAN MANTRI VIRASAT KA SAMVARDHAN (PM VIKAS)
Pradhan Mantri Virasat Ka Samvardhan (PM VIKAS) is a Central Sector Scheme of the
Ministry which converges five erstwhile schemes viz. 'Seekho Aur Kamao', 'Nai Manzil', 'Nai
Roshni', 'USTTAD' and 'Hamari Dharohar' schemes.
The scheme focuses on upliftment of six notified minority communities through the following:i. Skilling and Training (Non-traditional and traditional);
ii. Women Leadership and Entrepreneurship;
iii. Education (through National Institute of Open Schooling);
iv. Infrastructure Development (through Pradhan Mantri Jan Vikas Karyakram).
This scheme also facilitates credit linkages by connecting beneficiaries with loan
programs offered by the National Minorities Development & Finance Corporation (NMDFC).
Under this scheme, a project has recently been allocated to Indian Institute of Information
Technology (IIIT), Kottayam, Kerala.
These schemes were implemented as Central Sector Schemes and no financial targets
were allocated to States. A brief of fund allocated under these schemes is as below:
Statement showing Allocation (In Rs. Cr.) for Skilling Schemes
Seekho Aur Nai Manzil USTTAD Nai Roshni PM VIKAS
Kamao
Year BE BE BE BE BE
2022-23 235.41 46 47 2.5 0
2023-24 0 0.1 0.1 0.1 290.15
2024-25 0 0 0 0 255.43
Grand Total 235.41 46.1 47.1 2.6 545.58
Further, the beneficiaries under the PM Vikas scheme are identified as per the eligibility criteria
of PM Vikas scheme guidelines.
NATIONAL MINORITIES DEVELOPMENT & FINANCE CORPORATION (NMDFC)
NMDFC implements its schemes for socio-economic empowerment including
educational empowerment of “backward sections” among the notified minority communities by
providing concessional loan for income generation ventures & education loan for technical &
professional courses, across the country. The schemes of NMDFC are implemented through
State Channelizing Agencies (SCAs) nominated by respective State Govt./ UT Administration,
Punjab Gramin Bank and Canara Bank.
The year-wise details of fund allocated/released by GOI for Equity contribution in
NMDFC & concessional loan disbursed by NMDFC through its SCAs, Punjab Gramin Bank
&Canara Bank during the last three years are as follows:
F.Y. Fund Allocated/Released Concessional
by GOI for Equity credit, disbursed by
Contribution in NMDFC NMDFC (In Rs.
(In Rs. Cr.) Cr.)
2022-23 159.00 881.70
2023-24 61.00 765.45
2024-25 NIL 860.44
State/UT- wise details of concessional loan disbursed by NMDFC during the last three years is
enclosed as Annexure I.
NMDFC releases funds to the respective SCAs based on field level demand, status of
past fund utilization, repayment status and fund availability with NMDFC. So far NMDFC hasreleased funds to its SCAs considering the above criteria based on request received from
respective SCAs including those from southern States like Kerala.
The eligibility criteria under NMDFC schemes are as follows:
1. Muslim, Christian, Sikh, Buddhist, Parsi & Jain notified as National Minorities by the
Central Government under the National Minorities Commission Act, 1992 are eligible to
avail benefit under NMDFC schemes.
2. The annual family income eligibility criterion under Credit Line-1 is upto Rs. 3.00 lacs
p.a. for both rural & urban areas. Under Credit Line -2, persons with higher annual family
income of upto Rs.8.00 lacs p.a. can avail higher quantum of financial assistance at a
higher rate of interest.
(e): No new schemes are being envisaged.
*****Annexure- I
State/UT wise details of Concessional Loan disbursed by NMDFC during last 3 years i.e.
F.Y. 2022-23 to F.Y. 2024-25
Amt. of Concessional Loan
Sl. No. State/UT disbursed (In Rs. Cr.)
1 ANDAMAN & NICOBAR 0.02
2 ANDHRA PRADESH 8.52
3 ARUNACHAL PRADESH 1.90
4 ASSAM 0.67
5 BIHAR 0.28
6 CHANDIGARH 0.20
7 CHHATISGARH 0.03
8 DELHI 0.25
9 GOA 1.34
10 GUJARAT 1.40
11 HARYANA 17.17
12 HIMACHAL PRADESH 36.30
13 JHARKHAND 3.40
14 KARNATAKA 5.18
15 JAMMU & KASHMIR 120.34
16 LADAKH 1.00
17 LAKSHADWEEP 0.03
18 KERALA 975.75
19 MADHYA PRADESH 0.02
20 MAHARASHTRA 76.15
21 MANIPUR 0.03
22 MEGHALAYA 0.03
23 MIZORAM 6.87
24 NAGALAND 0.03
25 ODISHA 0.06
26 PUDUCHERRY 0.02
27 PUNJAB 13.42
28 RAJASTHAN 10.66
29 SIKKIM 0.20
30 TAMIL NADU 190.83
31 TELANGANA 6.34
32 TRIPURA 0.04
33 UTTAR PRADESH 4.03
34 UTTARAKHAND 0.53
35 WEST BENGAL 1024.55
Total 2507.60